Job Description
Post-investment monitoring Periodic monitoring of partner companies (MFIs and Non-MFIs), post investment in these entities and reporting on any warning signals or signs of deterioration in quality of operations.
Identifying gaps Visiting partners and working with their top management and operations team to identify weak areas and gaps in the operations of the partners. These weaknesses may be in corporate governance, quality of field operations, human resources, MIS, underwriting, security
creation, operations, collections, monitoring and control systems or financial health of the entity.
Action plan In case of weak areas identified, make recommendations on possible avenues to overcome the weak areas.
Adding to the body of understanding of asset classes in which IFMR Capital is working, by participating due diligences with origination team, participating credit committee meetings, research or any secondary study.
Engage closely with other teams in the risk function such as risk analytics and risk modelling to understand issues relating to client reporting for structured finance transactions or clarify areas such as overdue analysis etc.
Skills and Qualifications
Management Graduate in Finance, Business, Economics or Development Finance would be considered favourably.
Prior work experience (6 to 15 Years) in Micro Finance / Housing Finance/ Business or SME Underwriting / Commercial Vehicle Finance/ Corporate Finance would be considered favourably
An analytical mind with skill sets like detail-oriented, good prioritisation skills, pro-active and goal-oriented
Strong interpersonal, communication and presentation skills.
Excellent written and verbal communication skills in English Knowledge of other vernacular languages would be of value. Out of two one position requires reading and speaking proficiency in South Indian Language (Tamil/Kanadda/Malayalam).
Financial analysis skills to perform analysis on entities.
Any other analytical skills that can form an input to the development of frameworks and tools in the risk
